Spencer King

116 E High Street

Mt Sterling, KY
$ 200,000 Beds 4 Baths 2 Sq 1,940
Monthly Estimate* How much can I afford?

Welcome to this charming home located in the heart of downtown Mt. Sterling, just minutes from local restaurants, shopping, and other downtown amenities. Step inside to a warm and spacious living room featuring a cozy fireplace. The home also offers a beautiful dining room, 4 bedrooms, 2 bathrooms, and tall ceilings throughout most of the home, adding to its spacious feel and classic character. With its convenient downtown location and welcoming interior, this home has plenty to offer its next owner. Property is being sold as-is; however, inspections are welcome. Buyer to verify schools and square footage.

Active

  • Price
  • $ 200,000
  • City
  • Mt Sterling
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • MONTGOMERY
  • Half Bathrooms
  • 0
  • Area
  • 018 - Montgomery County
  • Lot Size
  • 0.14 Acres
  • Zip
  • 40353
  • Sqr Footage
  • 1,940
  • Style
  • Cape Cod
  • MLS#
  • 26024958
Listed By: Re/Max Creative Realty - Mountain Legacy Group - 859-422-2000
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Heat Pump,Natural Gas
Cooling Heat Pump,Window Unit(s)
Possession Close Of Escrow
Roof Metal
Appliances Microwave,Range,Refrigerator
Architectural Style Cape Cod
Construction Materials Vinyl Siding,Brick Veneer
Year Built 9999
View Neighborhood,Other
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 23M-60-19-004.00
County Montgomery
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Downtown
Garage Y/N No
Other Structures Shed(s)
Total Rooms 9
Full Baths 2
Status Active
Directions From I-64 take exit 110 and then turn right onto KY-11S and drive for 1.4 miles before turning onto E High St. The subject will be on the right.
High School Montgomery Co
City Mt Sterling
High School District Montgomery County - 18
MLS Area 018 - Montgomery County
Lot Size Units Acres
Lot Size Square Feet 6300.0
Carport Y/N No
Elementary School Mt Sterling
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School McNabb
MLS Area Minor 018 - Montgomery County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True

Interior Features

Basement Partial,Unfinished
Flooring Hardwood,Laminate,Vinyl
Total Fireplaces 1
Fireplace Features Gas Log,Ventless
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1940.0
Total Bedrooms 4
Below Grade Finished Area 0.0
LivingAreaSource Public Records
Total Baths 2
Heating-Heat Pump True
Heating-Natural Gas True

Exterior Features

Parking Features Driveway
Water Source Public
Lot Size Area 0.14
Foundation Details Block,Stone
Building Area Total 1940.0
Lot Size Acres 0.14
Lot Size Source Appraiser
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Shelbyville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mt Sterling Elementary School
Middle School McNabb Middle School
High School Montgomery Co High School

Price History

9/10/2026 Listed $200,000

Property vs Zip Code Average in 40353

Price
AVG $350K
$200K

In The Neighborhood

Areas That We Cover

116 E High Street Mt Sterling, KY is a Single Family Home for sale at $200000 with 1940 sqft and a lot size of 0.14 Acres Acre(s). 116 E High Street Mt Sterling has 4 bedrooms, 2 baths . The property's zip code is 40353 which is in Mt Sterling, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Spencer King

Spencer King

502-220-2987

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