646 Rough River Resort Rd

McDaniels, KY
$ 195,000 Beds 2 Baths 1 Sq 480
Monthly Estimate* How much can I afford?

Escape to lake life at this fully RENOVATED and fully FURNISHED 2 bed, 1 bath waterfront retreat on Rough River Lake! This charming blue cottage offers stunning water views, a huge entertaining deck, cozy firepit, and an owned dock with cart/walking path at the end of a quiet cul-de-sac. Modern upgrades throughout make it completely move-in ready. It is being sold turnkey! No HOA + short-term rentals allowed — and it's already an income-producing rental! The perfect personal getaway, investment property, or both... lake days are calling!

Active

  • Price
  • $ 195,000
  • City
  • McDaniels
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • Breckinridge
  • Half Bathrooms
  • 0
  • Area
  • Other Counties
  • Lot Size
  • 0.2 Acres
  • Zip
  • 40152
  • Sqr Footage
  • 480
  • Year Built
  • 1969
  • Style
  • Ranch
  • MLS#
  • 1702377
Listed By: Knob & Key Realty, LLC
Data Source: Metro Search, Inc.

Features

General

Heating MiniSplit/Ductless
Cooling Ductless
Utilities Electricity Connected
Roof Metal
Architectural Style Ranch
Construction Materials Cement Siding
Year Built 1969
Stories Count 1
Property Subtype Single Family Residence
Waterfront Features Lake Front
County Breckinridge
Property Type Residential
HOA false
Attached Garage false
Subdivision Name NORTH FORK RESORT
Garage Y/N false
Total Rooms 5
Full Baths 1
Status Active
Directions From Old Hwy 60, Hardinsburg, KY: Turn onto KY-259 S/KY-79 S Turn left onto Old Ky 259/Old Ky 79 Rd 0.3 mi Continue onto Rough River Resort Rd home will be on the right
City McDaniels
MLS Area 12-Other Counties
Lot Size Units Acres
Lot Size Square Feet 8712
MLS Area Minor 12-Other Counties
Standard Status Active
Tax Lot 60

Interior Features

Basement None
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 480
Total Bedrooms 2
LivingAreaSource List Agent
Total Baths 1

Exterior Features

Exterior Amenities Boat Slip
Fencing None
Parking Features Off Street,Driveway
Lot Features Cleared,Wooded
Water Source Public
Lot Size Area 0.2
Foundation Details Crawl Space,Concrete Blk
Building Area Total 480
Lot Size Acres 0.2
Waterfront Y/N true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Shelbyville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

2/10/2026 Listed $195,000

Property vs Zip Code Average in 40152

Price
AVG $410K
$200K
Year Built
AVG 1998
1969

646 Rough River Resort Rd McDaniels, KY is a Single Family Home for sale at $195000 with 480 sqft and a lot size of 0.2 Acres Acre(s). 646 Rough River Resort Rd McDaniels has 2 bedrooms, 1 baths and was built in 1969. The property's zip code is 40152 which is in McDaniels, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.