401 S Center St

Bardstown, KY
$ 184,000 Beds 3 Baths 1 Sq 1,040
Monthly Estimate* How much can I afford?

Welcome to this charming 3-bedroom cottage-style home situated on a corner lot just minutes from the heart of downtown Bardstown. Fresh interior paint gives the home a bright, refreshed feel, while the original hardwood floors offer timeless character and the opportunity to restore them to their full potential. The kitchen appliances, along with the washer and dryer, will remain, making this home move-in ready. A full unfinished basement provides excellent storage space and room for future possibilities. Outside, enjoy the spacious partially fenced backyard with plenty of room to add a carport or detached garage. A brand-new roof offers added peace of mind for years to come. Conveniently located near Bardstown schools, downtown restaurants, shopping, and all the charm of historic Bardstown, this home combines comfort, convenience, and potential in one great location. Whether you're searching for your first home, an investment property, or a place to make your own, this one is full of opportunity.

Active

  • Price
  • $ 184,000
  • City
  • Bardstown
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • Nelson
  • Half Bathrooms
  • 0
  • Area
  • Nelson County
  • Lot Size
  • 0.24 Acres
  • Zip
  • 40004
  • Sqr Footage
  • 1,040
  • Year Built
  • 1956
  • Style
  • Ranch
  • MLS#
  • 1725524
Listed By: First Saturday Real Estate
Data Source: Metro Search, Inc.

Features

General

Heating Electric
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 1956
Stories Count 1
Property Subtype Single Family Residence
County Nelson
Property Type Residential
HOA false
Attached Garage false
Subdivision Name KURTZ ADDITION
Garage Y/N false
Total Rooms 8
Full Baths 1
Status Active
Directions Turn onto S Center St. from W. Stephen Foster Ave. Property is on the left.
City Bardstown
MLS Area 10-Nelson County
Lot Size Units Acres
Lot Size Square Feet 10454
MLS Area Minor 10-Nelson County
Standard Status Active

Interior Features

Basement Unfinished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 1040
Total Bedrooms 3
LivingAreaSource Other
Total Baths 1

Exterior Features

Fencing Partial
Parking Features Off Street,Driveway
Lot Features Corner Lot
Water Source Public
Lot Size Area 0.24
Foundation Details Concrete Blk
Building Area Total 1040
Lot Size Acres 0.24

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Shelbyville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

8/6/2026 Listed $189,900
9/16/2026 3% - $184,000

Property vs Zip Code Average in 40004

Price
AVG $340K
$180K
Year Built
AVG 1998
1956

401 S Center St Bardstown, KY is a Single Family Home for sale at $184000 with 1040 sqft and a lot size of 0.24 Acres Acre(s). 401 S Center St Bardstown has 3 bedrooms, 1 baths and was built in 1956. The property's zip code is 40004 which is in Bardstown, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.